Self-employed incomeSelf-employed income

Income each tier would use

• Traditional (A lender)$114,425
• Stated income (alternative)$170,000
• Revenue-based (B or private)$122,500

What that supports (20% down, 4.89%, no other debts)

Traditional (A lender)Best rates; insured mortgages available

$589,000

Stated income (alternative)Slightly higher rate, often with a fee; larger down payment

$914,000

Revenue-based (B or private)Highest rate and fees; shorter terms; 20–35% down

$636,000